Personalised Group Health Insurance for your team

Get simple, affordable and customised plans for your company and build a world-class employee benefits program

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LIVES Covered

TRUSTED and loved by 300+ tech-first teams

Why buy Group Health Insurance?

Health Insurance should never be an option! With Nova's customised group health insurance plans, provide the necessary financial support to your employees.

Retain employees like a pro

Employees who feel secure and cared for are less likely to leave an organisation.

Pay less, get more

It's cheaper than individual health insurance with advantages such as zero waiting period and coverage for pre-existing diseases.

Become inclusive and flexible

Add parents, spouses, children, LGBTQ partners, even in-laws to the policy. Customise your plan to meet employee needs.

Save big on taxes

The premium paid by an employer is 100% tax-deductible under the Income Tax Act of India.

How can we help?

Safeguard your teams' health with affordable insurance plans accompanied by top-notch policy recommendations and industry benchmarks from Nova's insurance experts.

Superior claims experience

Raise and track claims on the go. Additionally, our dedicated claims concierge is available for you round the clock.

Self-service employee portal

Access all policy details on the employee portal, including inclusions, exclusions, coverage options and top-up options.

Not your regular insurance broker

Our exclusive benefits include unlimited teleconsultations, gym memberships, regular health check-ups, and a lot more!

Seamless onboarding experience

Insure employees in no time with Nova’s automated employee addition and deletion feature via HRMS integrations.

Comprehensive Group Health Insurance Coverage from top insurers


Subscribe to exclusive Wellness Add-Ons

No two companies are alike, so why should their benefits be? Discover a wide range of add-ons that go beyond traditional insurance coverage

Subscriptions to teleconsultations with multi-specialty doctors
Access to mental wellness sessions with certified counsellors
Online and offline annual fitness memberships for all employees

Don't just take our word for it!

"Nova is truly a new-age insurance partner, and since it is also venturing into the wellness space, I am sure any HR would want to partner with Nova Benefits as a one-stop solution for everything health."

Rashi Shetty, HRBP

"The onboarding with Nova was the best experience we've had in the 5 years we've been taking a corporate health policy. The user interfaces having the policy details was intuitive.”

Lalit Valecha, Co-Founder

“Through Nova, we were able to help Zuddlers in time of need. Nova team has demonstrated the qualities of empathy and compassion over and over again!”

Abhay Ranjan, People Operations

“The team at Nova moves fast and was able to build a deep understanding of our organisation's needs. Great onboarding experience and hosts of benefits for the team!”

Mihir Gupta, Co-Founder and CEO

“The Snapdeal team has had a great experience with Nova. We've been with them for 2 years consecutively! Apart from insurance, they helped us with vaccination and geriatric care for our employees’ parents”

Kunal Bahl, Co-Founder and CEO

Stay updated on #PeopleFirst trends

The latest news, reading resources and articles about building a healthier workspace

Got questions?
We've got answers

How to save time while making the employee onboarding experience seamless?

You can use an automated onboarding solution with a self-service portal and HRMS integration for a seamless employee onboarding experience. Your employees can update their details, dependent information, check policy coverage, and place claims requests with a tech-based solution like Nova

What is the minimum number of employees for group health insurance?

According to the IRDAI, a minimum of seven employees are required to provide group health insurance.

Is it mandatory to offer group health insurance for a startup in India?

As of 2021, it is essential to offer group health insurance for any company, startup, or organisation working on-site. A startup needs a paperless, frictionless, and hassle-free solution with add-on benefits for employees. That’s where tech-powered group health insurance solutions and platforms come into the picture.

Why should I choose a group insurance plan with additional healthcare benefits?

There are several reasons to choose a plan with add-on benefits. Your employees are bound to be happier when you offer add-on benefits like teleconsultation, employee wellness initiatives, mental health coverage, and maternity benefits. The work culture (and perks) improve the overall employee NPS and makes you a magnet for top industry talent.

What is the cost of group health insurance?

The premium for your team’s group health insurance depends on the team size as well as the type of policy you opt for you. You can get an estimate for the premium using our policy calculator.

Are there any tax benefits for group health insurance?

The premium paid to provide a group insurance policy for employees in India can be deemed as a business expense. The Indian Income Tax Act of 1961 considers this expense to be 100% tax-deductible.

Does Nova offer other benefits except health insurance?

Yes, we do. Nova offers a range of benefits to ensure the overall wellness of your team. This includes full body check-ups, mental wellness support, telehealth services, dental check-ups, discounted medicines and maternity wellness benefits.

Does Nova help employees with claims?

Our claims team has experience in handling more than 10,000 claims, and we help our clients with their expertise at no additional cost. With more than 7000 claims successfully processed, we make sure that your employees have the best experience and get the maximum amount approved with our advice.

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